![]() ![]() God’s biblical financial principals are clear the first fruits go back to him. Hard circumstances often require hard work to overcome. Again, remember this is a temporary situation. There are several websites where you can advertise these skills and work on projects from home. You may have skills that allow you to take on freelance work. Also you may want to look into the potential of overtime work with your current employer. Many places hire seasonal employees during this time of year. If you are able to work a second job now is a great time to consider it. Keep in mind, once you bring your spending under control and reduce your debt, you will have more money to enjoy a more abundant life. Get rid of extra stuff! This requires you to be honest when it comes to wants-vs.-needs. Begin from day one depositing in to this account as it satisfies the principal of paying yourself first.Ĥ. The ultimate goal is to have (6) months of average monthly expense in your savings/emergency account. Then, when an unplanned bill or emergency arises, you will have the means to pay it without creating another stressful situation. Build a Savings/Emergency Account You Can Utilize in the Future. Meeting the responsibilities of your “actual” needs, such as food, shelter, utilities and transportation should be your number one focus when outlining your monthly budget.ģ. Your budget plan must take into consideration the depth of your debt crises. Whether single or married you need to know where your money is going and you need to establish financial goals. ![]() Either way, accept that God has not forgotten you and has a plan for you to live a financial stress-free life.Ī written budget is a “must have” if you are going to work your way out of debt. It may be, your past choices were poor or unavoidable situations landed you in a difficult financial place. It is important to accept your responsibility for the position you are currently living in. When dealing with debt crises, it is important to fully understand what caused it and how you got yourself into the situation. His word outlines financial principals to help you work through and find freedom from the bondage of major debt. Proverbs 16:3 says, “ Commit to the Lord whatever you do, and he will establish your plans.” God doesn’t want you to live completely overwhelmed by debt. Below are 6 steps that will help you overcome your present financial challenges. If this describes how you are feeling right now, take heart, there is hope. Many families, especially during this time of year, find themselves overwhelmed by debt and completely stressed over huge financial burdens. ![]()
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